Health insurance within your budget
Having health insurance coverage will allow you to make better health care decisions that can prevent costly medical expenses in the future. A health plan can provide information to help you choose a doctor, and it can offer many ways to help keep you and your family healthy.
Being uninsured is harmful to your health and finances
People without insurance often:
Delay doctor visits
Receive less preventive care
(including screening tests that can detect health problems in earlier, more treatable stages)
Are 30-50% more likely to end up in the hospital for an avoidable condition
When you add up these risks, it is clear that going without health benefits puts you and your family at serious health and financial risk.
Health Insurance Coverage
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Network Discounts
Many doctors and hospitals offer significant discounts off of their usual charges to health insurance companies. You'll save money just by showing your insurance card to your doctor. In addition, using a network provider can save you more money because you’ll get more services without using all your benefits. |
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Outpatient Benefits
Starbridge outpatient benefits cover services outside of the hospital. Examples of outpatient benefits include:
- Doctor's office visits
- Preventive care
- Outpatient surgery
- Lab work
- X-rays
- Urgent care
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Inpatient (Hospital) Benefits
Inpatient benefits cover a portion of the cost of hospital visits if an overnight visit is required.
Examples of inpatient benefits include:
- Maternity
- Additional coverage for surgeries
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Prescription Drug Programs
Many plans offer a prescription drug programs to meet your budget. Compare the plan savings for brand name and generic drugs. |
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Wellness Benefits
Wellness benefits are designed to help you stay healthy and prevent serious illnesses. Many plans cover wellness services which can include childhood immunizations, annual wellness exams and many types of screenings. |