The value of health insurance
For the price of take-out you can have health coverage.
Although health insurance may not be at the top of your list, the security and benefits provided by health insurance greatly outweigh a night of quick dining.
Get protection from the high cost of medical care
Health benefits are designed to help protect you from the expensive costs of hospital stays, surgeries, prescription drugs and visits to the doctor. So skip the take-out and stop worrying about the financial consequences of not having medical coverage.
Benefits of being insured
Did you know that 89% of the population use less than $2,000 in health benefits per year? Although limited-benefit plans are more restrictive than a traditional major medical plan, health insurance can save you money on your everyday health needs.
Still not sure about the benefits of health insurance? Think about this:
- You can better provide for your family
- If you stay healthy, you won’t have to take time off work and lose income
- Health insurance can help you plan for unexpected health expenses
- Features such as online tools can help save you money and make better health decisions
- You'll have access to an ID card accepted by quality health care doctors and hospitals
- You can establish an ongoing relationship with a doctor who cares about your health
If you're ready to improve your health, we encourage you learn more about your health plan options and enroll today.
4 ways to save time and money
1 Use generic drugs
- Use generic instead of brand name and save up to 65% off with the Starbridge plan.
- Most limited-benefit plans require you to fill out reimbursement forms wen you get a prescription. With a Starbridge health plan, you receive an automatic pharmacy discount which saves you time and money.
2 Take advantage of network discounts
- Most plans have negotiated discounted rates for you when you see an in-network doctor or hospital.
- For instance, you'll save 30-50% when you visit the CIGNA network of over 580,000 doctors and hospitals.
3 Visit the doctor for preventive care
- Receive the quality medical care you deserve by having a health insurance ID card.
- Maintain your health by using preventive care. Take care of you and your family by seeing a doctor for annual well-woman exams, childhood immunizations, and screenings.
4 Take advantage of value-added benefits
- Some plans offer discounts on health products and services such as: weight loss programs, vitamins, vision and dental products. For instance, the Starbridge plan offers discounts of up to 60% on brand names such as Weight Watchers and Jenny Craig.
- Many plans offer an employee assistance program (EAP), which gives you access to a 24-hour nurse line and a health information library. You may also have access to mental health assistance which allows access to three in-person consultations per year per condition.